Privacy Policy

1. Who we are

Affordable Insurance Partners ("Affordable Insurance Partners," "we," "us," or "our") is an independent property & casualty insurance agency based in Pennsylvania. This policy applies to information collected through our website, by phone, by text message (SMS), and in the course of providing insurance quoting and servicing.

2. Information we collect

We collect information you provide directly to us, including:

• Contact details, such as your name, phone number, email address, and ZIP code
• Information you provide when requesting a quote, such as the type of coverage you're interested in and any details you share about your property, vehicle, or business
• Communications you send us, including messages submitted through our website contact and quote forms, phone calls, and text messages

3. How we use your information

We use the information we collect to:

• Respond to quote requests and provide insurance quotes and policy information
• Communicate with you about your policy, coverage options, and service requests
• Improve our website and services
• Comply with legal and regulatory obligations applicable to licensed insurance agencies

4. Text messaging (SMS) communications

If you provide your mobile phone number and opt in, Affordable Insurance Partners may send you text messages related to your quote request, policy, or account (for example, confirmations, follow-ups, or service updates). Full program terms, including message frequency, opt-out (STOP), and help (HELP) instructions, are set out in our SMS Terms & Conditions.

5. No sharing of SMS opt-in data

Mobile opt-in information and consent collected for text messaging will not be shared with any third parties or affiliates for marketing or promotional purposes, under any circumstance. This no-share commitment applies specifically to text messaging originator opt-in data and consent, and is separate from and in addition to the general data-sharing practices described in Section 6 below. We use this information solely to operate our own text messaging communications with you as described in Section 4.

6. How we share information

We do not sell your personal information. We may share information only in the following limited circumstances:

• With insurance carriers and underwriters, solely to obtain quotes, bind coverage, or service a policy you've requested
• With service providers who perform functions on our behalf (such as website hosting or telephony services), under confidentiality obligations
• When required by law, regulation, legal process, or to protect the rights, property, or safety of Affordable Insurance Partners, our clients, or others

We do not share your information with third parties for their own marketing or promotional purposes. As stated in Section 5, text messaging opt-in data and consent are never shared with third parties for any purpose, under any circumstance.

7. Cookies and website data

Our website may use basic, standard web technologies (such as cookies or similar local storage) to remember your preferences (for example, light or dark mode) and understand general site usage. We do not use this website to run third-party advertising trackers.

8. Data retention and security

We retain personal information for as long as necessary to fulfill the purposes described in this policy, including any recordkeeping obligations required of licensed insurance agencies under Pennsylvania law. We use reasonable administrative and technical safeguards designed to protect your information from unauthorized access, use, or disclosure.

9. Your choices

• You may opt out of text messages at any time by replying STOP.
• You may request access to, correction of, or deletion of your personal information by contacting us using the information below.
• You may decline to provide certain information, though this may limit our ability to provide a quote or service your request.

10. Children's privacy

Our services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children.

11. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date.

12. Contact us

If you have questions about this Privacy Policy or how we handle your information, contact us at:

• Email: service@affordableinsurancepartners.com
• Phone: (610) 427-2424
• Affordable Insurance Partners — Pennsylvania

For the full terms governing our text messaging program specifically, see our SMS Terms & Conditions.